Case Study – Dominic and Esther
Dominic and Esther are in their mid-to-late 30’s. He is a successful engineer and she is a well-paid marketing consultant with an I.T. company in Toronto. They have been married for 12 years and have three children, ages 10, 7, and 5. As a working couple with three young children, they barely have time to evaluate their finances. They have very ambitious goals but have never found the time to map out how they will attain them. They have debts spiraling out of control and only save haphazardly. They are considered high-income earners, which puts them in a higher tax bracket, adding to their financial obligations. They know that they need to start saving for retirement beyond saving for their personal goals but they are overwhelmed and don’t know how to start. They knew they needed help but they didn’t trust their bank for unbiased advice, they reached out to us.